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Home > Done shopping for the month? YES!

Done shopping for the month? YES!

February 15th, 2011 at 06:55 pm

Those of you who bothered to be bothered by my posts last week know that I was struggling with grocery shopping on a budget. Well, I accomplished that goal and was thrilled by it, but in looking at what I have in the fridge/freezer/pantry I have decided to try to make it through the rest of the month with out ANY more shopping. (There is one very small exception of having to get more milk. There are 5 kids around here who guzzle the stuff!) This is a personal goal as I am the one who does ALL the shopping, cooking and cleaning up, so I am really going to have to fight against the urge to "grab something" when I am tired of all of the above. This weekend saw $400 go out of our account to replenish our supplies and plan for the next 2 weeks between Woodman's, Sam's Club, Costco and Target. Whew!

If I can make it 2 more weeks without shopping (or eating out) we will be roughly $250 ahead of our budget between Food:dining out and Food:groceries categories, allowing us to be $250 closer to our buffer. Or maybe use it to pay $250 more to our credit cards. I can't decide which! My heart says leaving it in the account will get us that much closer to a lot less stress no longer living paycheck to paycheck (YNAB) but my head says "think of the interest payment we would save, BE GAZELLE!" (DR). Don't know which to listen to right now, but I am going to have to make it to the end of the month without do any more shopping before I can answer that question.

We only have one more credit card payment to make this month and it will be leaving our account on Friday. For the first time ever, I find myself looking FORWARD to getting the credit card statements because I can't wait to update my snowball spreadsheets, clear them in YNAB and re-total my debt progress. First statement should hit tomorrow followed by another on Friday, but I am actually stalking the accounts online looking for info instead of hiding from the mailman. Man, is that a change in behavior!

Posted in Credit cards, Budgeting, Saving Money | 4 Comments »

4 Responses to “Done shopping for the month? YES!”

  1. LuckyRobin Says:
    February 15th, 2011 at 10:35 pm 1297809357
    1297809357

    I stalk my credit card accounts online as well. I love that you call it that.

    Kids can sure guzzle that milk, can't they? I limit everyone to a glass with breakfast and one with dinner, but we still seem to zip through it.

  2. luvinmylife Says:
    February 16th, 2011 at 02:30 pm 1297866638
    1297866638

    do you have your $1000.00 emergency fund? (DR)

  3. newlyfrugal Says:
    February 16th, 2011 at 03:01 pm 1297868484
    1297868484

    Yes, we have our $1000 baby EF, otherwise that would be the place to stick it. DH is thinking credit card payment, but I think I am going to suggest putting it towards a medical bill that we have on a payment plan right now. First we have to actually have the extra money though. Don't want to spend money we don't have before we get it! That is how we got where we are in the first place. Smile

  4. luvinmylife Says:
    February 16th, 2011 at 10:10 pm 1297894244
    1297894244

    My husband and I followed DR's plan religiously except we paid on the higher intrest debts first.

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