Home > Archive: January, 2008

Archive for January, 2008

Been a while

January 7th, 2008 at 10:37 pm

OK, so I haven't posted since the end of August. What have I been doing all this time? I am not really sure, but I definitely wasn't posting on here. Smile I did go through a miscarriage in October and haven't felt like doing much of anything since then, but I am coming around slowly.

Debt wise we seem to be doing really well. We decided to take money out of our long term savings to pay off our truck, with the understanding that we will increase our investment amount by equal to what the car payment was each month. This way we own the truck, save the interest payments each month and have a smaller debt load. Win-win all the way around.

We have continued to make the snowball payments that we had committed to. We are down to the last 2 debts and it is all paid off (besides the mortgage). Took a big chunk out of it at the end of December with my insurance opt-out check and my DH's bonus.

The dirty little secret is that we have managed to put way too much onto the "everyday" credit card. Things that we don't have the money to pay right that second, like swim lessons, have gone on there and it just keeps snowballing in a bad way. Once the original snowball plan is done we have to attack that in a big way, but one step at a time.

I have managed to sell quite a few things on so that has helped supplement things very slightly, but every little bit helps.

So, moral of the story is that we are continuing to make progress, but have a ways to go.