We made it to payday! No overdrafts, no borrowing from savings, no getting caught off guard by check clearing unexpectedly. A HUGE sigh of relief! The balance in our checking account last night was $4.07, but we made it. I know many of you may think I am celebrating a silly thing, but I feel like running down the street shouting about it. We had gotten into a cycle of going backwards further and further with every month and now we are actually going the other way! WOOOOOOHOOOOOO!
Ok. I'm better now. The much anticipated YNAB update came out this morning so I spent about an hour moving things around in my budget/register to work right. They added a couple of great features so I no longer need to worry about "tricking" it into doing things the way I want with the credit cards. Allows me a chance to have everything back in one place so I can think about retiring my old spreadsheets. Who am I kidding....I LOVE my spreadsheets and they aren't going anywhere!
Did my menu planning for the week and made out my grocery and Target lists for tonight. I really hate grocery shopping, but am extra anxious this week because I know I have to stick to a budget for the month and don't want to spend too much this trip. I know it sounds silly, but this is the first time I have ever grocery shopped with an actual budget amount. I have always just shopped then adjusted the "budget" to reflect what I spent. I am determined to not do that this time. I don't want to be surprised by the amount when I get to the check out but don't know how to do that other than using a calculator, but I am afraid that it will get cleared out and I will have to start over half way through. Anyone have any hints?
We did it!
February 10th, 2011 at 07:39 pm