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March 21st, 2007 at 10:06 pm

OK, so I know many of you don't like the credit scoring concept and I completely understand why. But I just have to let you know that even though I was worried about our finances being in the toilet, it turns out that our credit score is pretty damn good.

Since Scott is going to be doing a lot of traveling soon (2 weeks in New Zealand, 1 week in Italy, misc. trips across US) he is going to need a credit card to make the purchases during these trips. Company policy is to make him pay for hotel, food, etc and then reimburse. They are usually pretty timely and we don't end up owing interest so it works out. So since he is going to be racking up all those charges, we thought it would be a good idea to upgrade our existing Visa Platinum to one with the "rewards". So I called and asked what to do and they said that we have to "reapply" which is silly because they are going to replace a card that we already have with the same limit.

Anyway, the nice lady doing the application happened to mention that we both have excellent credit with a score of 748. Whew! Nice to know that the score isn't hurting us. Not that I really CARE exactly what it is, just nice to know that it isn't awful.

Wow, 3 posts in 1 day. Hmmmm...don't think I will be quite this prolific in the future. But you never know....

2 Responses to “Score!”

  1. debtfreeme Says:

    be careful, that is their number, not necessarily thei FICO score so many people talk about.

  2. newlyfrugal Says:

    Yeah, I know, but since I am not worried about applying for any more credit any time soon, it is just nice to know that our credit is classified as"good". I am too cheap to pay for the FICO score, though, so I will just use that $8 to pay more off on the credit card. Smile Thanks!

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