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Archive for July, 2007

Forever and then some

July 31st, 2007 at 09:57 pm

It has been a LOOOOOOOONG time since I felt like posting on here, but I am going to try and be a little more frequent. I have fallen off the debt bandwagon a wee bit but am in the process of getting back on. Don't get me wrong, we never quit paying down debt like we have planned, we just haven't been as diligent about not charging the debt back up. I updated the amount of debt paid off on the left if you want to take a look.

Looks like my fiscal year end bonus will be given out 8/11 but that will go to pay down the credit card debt that we charged back up in the past few months. This bonus was never figured into the debt paydown plan as it was intended to be used as part of the YNAB buffer....guess that is going to be delayed a while longer.

Our biggest problem right now seems to be getting a handle on cash flow. We have enough to meet all of our commitments, just not WHEN we need to meet them. I have dreams of developing a full month's buffer needed for YNAB, but that just isn't happening. I find myself dipping into and then replenishing our savings several times during the month. How do I get away from that? It is very nerve wracking and drives me crazy.

On the personal front, I have broken my Mt Dew free streak. I had gone almost 1.5 years without a Mt Dew, but one day I decided I could have just one. Well, several weeks later, I am having at least one per day and hiding the fact from my DH. Shameful and unhealthy addictive behavior, but at this point I don't care.

More about my other failures later....