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Transferred!

March 30th, 2007 at 06:09 pm

Looks like our balance transfer from a credit card at 9.9% to a card at 0% for 12 months is going through as I type. It is going to be a big savings over the next 12 months, to the tune of $800. And if you can do the reverse math to figure out the balance we transferred, you are right we have too much in CC debt. But we are working on it. Slowly. Too slowly, or so it seems some days.

How is it that we can be making this much money and still be broke? Man, this cycle of earning and spending is scary. I would LOVE to live on one income and save the other, but that just isn't possible. Even if we cut out all the "extras" like cell phones and internet and cable that won't make a dent and then we would be miserable on top of it.

I guess I am just getting frustrated and depressed as I look at where we are, where we want to go and how it is going to take forever to get there. Ever feel like you are walking on a treadmill with this debt crap? You are walking and walking and walking but never getting anywhere? That is definitely how I have been feeling the last few days. I just hope next month is better. It has to be or I am going to scream.

3 Responses to “Transferred!”

  1. Ima saver Says:

    Things will get better!!

  2. Lux Living Frugalis Says:

    I remember those days very well. Hang tough, the road is sometimes paved w/2 steps forward, 1 step back, but eventually it will start to smooth out!

    Keep posting, maybe we can offer suggestions!

  3. shadon Says:

    Yup! Know the feeling well. Haven't anything to say that will help except you are not alone in this ((((hugs))))

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